Mortgage Brokers in Singapore — Complete Guide (2026)

In This Guide

1. What to Look For When Hiring
2. Typical Price Ranges
3. HDB vs Condo vs Landed
4. Red Flags to Watch Out For
5. All 67 Verified Providers
6. Mortgage Brokers by Location
7. FAQ

Finding a reliable Mortgage Brokers service provider in Singapore requires careful research. With many options available, it's important to compare credentials, pricing, and reviews before making a decision. This guide covers everything you need to know about hiring mortgage brokers services in Singapore — from what credentials to check, to typical pricing, to property-specific considerations. All providers listed on KakiList have been verified with real Google reviews for your peace of mind.

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Start by checking the provider's business registration. In Singapore, all service companies should be registered with ACRA. This gives you recourse if something goes wrong. Beyond registration, look for strong Google reviews — aim for providers with 4.0+ stars and at least 10 reviews.

Request a written quotation before any work begins. This should detail the scope of work, materials, labour costs, and timeline. Reputable providers are happy to provide detailed quotes — those who give vague estimates are best avoided.

Check if they serve your specific area and property type. Some providers specialize in HDB flats while others focus on condos or landed properties. Matching the provider to your property type ensures they have the right experience and equipment.

Finally, verify their warranty policy. Most reputable mortgage brokers providers offer at least 30 days warranty on their work. This protects you if issues arise shortly after the job is completed.

Contact providers directly for pricing.

Prices are estimates as of 2026 and may vary based on scope, urgency, and property type. Get exact quotes for free.

HDB flats are the most common property type in Singapore. Mortgage Brokers services for HDB are generally the most affordable due to standardized layouts and easy access. Most providers on KakiList serve HDB properties and are familiar with common HDB-specific requirements.

Condominiums may have specific requirements set by management committees. Some condos require registered contractors, advance booking of service lifts, and work hour restrictions (typically 9am-5pm weekdays only). Expect to pay 10-20% more than HDB rates for condo work.

Landed properties (terrace, semi-detached, bungalows) typically involve larger scope and more complex requirements. Pricing for landed properties is usually 20-40% higher than HDB due to the larger area and additional considerations like outdoor spaces and multiple levels.

No business registration: Legitimate companies are registered with ACRA. Ask for their UEN (Unique Entity Number) and verify it on the ACRA website.

Demanding full payment upfront: Standard practice is to pay a deposit (20-30%) with the balance on completion. Anyone demanding 100% upfront is a risk.

No written contract or quotation: Verbal agreements lead to disputes. Always insist on a written quote or contract before work begins.

Extremely low prices: If a quote is significantly below market rate, the provider may be cutting corners on materials, using unqualified workers, or planning to add hidden charges later.

No references or reviews: Established providers should have Google reviews and be willing to share references. A complete absence of any track record is concerning.

How many Mortgage Brokers providers are on KakiList?

We currently list 67 verified Mortgage Brokers providers serving Singapore. New providers are added regularly after verification.

Is KakiList free to use?

Yes, KakiList is completely free for homeowners. There are no platform fees, no middleman charges, and no hidden costs. You contact providers directly via WhatsApp or phone.

How are Mortgage Brokers providers verified?

Providers with a verified badge have submitted their ACRA business registration number. All providers also display their real Google reviews and ratings for transparency.

How do I get Mortgage Brokers quotes?

Use our free quote tool to describe your job. We'll match you with up to 5 verified providers who will contact you directly on WhatsApp with their quotes. No obligation.

What is the average rating of Mortgage Brokers providers on KakiList?

The average Google rating across our Mortgage Brokers providers is 4.8★ out of 5.0. We prioritize quality — providers with consistently poor reviews are removed.