IQrate ✓ ACRA Verified
About IQrate
Compare the best home loan rates in Singapore with IQrate. Access exclusive mortgage rates, smart tools and expert advice from trusted mortgage brokers.
Homeowners contacting IQrate typically ask about Mortgage Brokers. The team positions itself as a working property outfit rather than a generalist, so you can expect questions about scope, access, and timing before a quote is confirmed.
IQrate covers all of Singapore, which is useful if you live in a less-central estate or need a provider that can follow a recurring job to different addresses. They're ACRA-registered under 202005332N and have been verified by KakiList, which adds a layer of accountability beyond anonymous review aggregators. Google reviewers currently give IQrate a strong average of 5/5 across 127 reviews, which is a reasonable signal of consistency for a property provider.
For a realistic quote from IQrate, send a brief description of the work on WhatsApp — include your area, property type, and when you'd like the job done. Because KakiList doesn't sit between you and the provider, quotes tend to come back quickly and without boilerplate upselling.
Services Offered
Is IQrate legit?
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Verified by KakiListWe cross-check listed businesses against Singapore's official ACRA registry before marking them as verified.
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ACRA UEN: 202005332NYou can look this number up on ACRA's BizFile+ to confirm the company is registered and in good standing.
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5/5 from 127 Google reviewsGoogle reviews are harder to fake than testimonials on a provider's own website because each reviewer has an auditable Google account.
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Operating islandwideA provider listing specific coverage zones is more credible than a vague "all of Singapore" claim, because it implies real scheduling and logistics.
Google Reviews ⭐ 5 (127 reviews)
VENKATESH VENKATESH
★★★★★
I had a very good experience working with Patricia Cheng for my housing loan. She took the time to clearly explain the different mortgage options available and guided me step by step based on my financial situation. What I really appreciate is her patience and responsiveness. She was always quick to answer my questions and made sure I understood the process before making any decisions. Her advice helped me choose a suitable loan structure, and the whole process went smoothly without unnecessary stress. Overall, I’m very satisfied with her service and professionalism. I would definitely recommend Patricia Cheng to anyone looking for reliable and knowledgeable mortgage advice. Thanks
Daniel Soon
★★★★★
My advisor, Patricia, was really knowledgeable and gave sound advice regarding the current economic outlook. She was patient, consultative and took great efforts to follow-up with me. Though ultimately I did not refinance my loan through her (decided to re-price through my current bank), her professionalism and strong work ethics impressed me. I will definitely contact her again should I require housing loan refinancing down the road.
Kiran Teckwani
★★★★★
Patricia has been very meticulous in offering her advice since day. very good follow up and sharing rates throughout our 3 mths of interaction. Highly recommended to work with.
Xrek
★★★★★
I worked with Patricia on my mortgage planning and it was a great experience. She took the time to explain all the different mortgage options clearly, compared the pros and cons, and sought my opinions before recommending a solution that fit my needs better. Really appreciate her patience, professionalism and how she guided me through the whole decision-making process. Highly recommended!
Marcus Tan
★★★★★
Patricia Cheng from IQrate was very responsive and helpful in getting my housing loan. I am very happy that she managed to get a success on one of my loan applications. Thank you very much for the effort and updates.
IQrate vs other providers in Singapore
Side-by-side with the next three highest-rated mortgage brokers providers on KakiList, so you can see how IQrate stacks up at a glance.
| Provider | Google Rating | Reviews | Years | Verified |
|---|---|---|---|---|
| IQrate (this page) | ⭐ 5.0 | 127 | — | ✓ |
| LoanCompareSG | ⭐ 5.0 | 11003 | — | ✓ |
| Unicorn Financial Solutions Pte Limited | ⭐ 5.0 | 1244 | — | ✓ |
| Infinity Financial Advisory Pte. Ltd. | ⭐ 5.0 | 1019 | — | ✓ |
Frequently Asked Questions
How do I contact IQrate?›
The fastest way to reach IQrate is via WhatsApp — tap the WhatsApp button on this page to message them directly. If a phone number is listed you can also call. Most enquiries get a reply within a few hours during business days.
Which areas in Singapore does IQrate serve?›
IQrate provides islandwide coverage, which means they accept jobs across all regions of Singapore — HDB, condo, and landed properties included. Always confirm travel charges upfront if your location is far from their usual base.
How much does IQrate charge?›
Pricing depends on the scope of the job, property type, and urgency. IQrate will quote after understanding what's needed — usually via a short WhatsApp or phone conversation. Always ask whether the quote includes materials, transport, and GST so you can compare providers on equal terms.
Is IQrate a legitimate, registered business?›
Yes. IQrate is ACRA-registered (UEN 202005332N) and verified by KakiList — we cross-check each listed business against Singapore's official company registry before marking it as verified.
How quickly can IQrate start a job?›
Most providers listed on KakiList reply within a few hours on business days. For urgent jobs (burst pipe, lockout, aircon failure), mention that in your first WhatsApp message so IQrate can prioritise the slot. Non-urgent bookings typically start within 2–5 days depending on current schedule.