SM

Smart Mortgage

Property
★★★★★ 5 4 Google reviews
💬 Usually replies on WhatsApp within hours

About Smart Mortgage

Looking for Mortgage Brokers services in Singapore? Smart Mortgage is a property provider specialising in Mortgage Brokers. Services offered include Mortgage Brokers. They provide islandwide coverage across Singapore. Rated 5/5 based on 4 Google reviews.

The bulk of Smart Mortgage's bookings cover Mortgage Brokers. Because this is a focused property operation, most jobs are scoped over WhatsApp first — photos of the issue, property type, and preferred slot — before a price is quoted.

Smart Mortgage covers all of Singapore, which is useful if you live in a less-central estate or need a provider that can follow a recurring job to different addresses. Google reviewers currently give Smart Mortgage a strong average of 5/5 across 4 reviews, which is a reasonable signal of consistency for a property provider.

If you want to gauge whether Smart Mortgage is the right fit for your job, the fastest path is a WhatsApp message with photos of the issue, your postal code, and a rough preferred slot. Most providers on KakiList respond within a few hours during business hours and can quote before scheduling a visit.

Services Offered

Mortgage Brokers

Is Smart Mortgage legit?

Limited public trust signals. Verify the business directly before paying any deposit or upfront fee.
  • ⭐
    5/5 from 4 Google reviews
    Google reviews are harder to fake than testimonials on a provider's own website because each reviewer has an auditable Google account.
  • 📍
    Operating islandwide
    A provider listing specific coverage zones is more credible than a vague "all of Singapore" claim, because it implies real scheduling and logistics.

Google Reviews ⭐ 5 (4 reviews)

Chijun Tung ★★★★★
5 years ago

Extremely professional and efficient! My queries were not only promptly and professionally clarified, the recommended interest rates were also the lowest you can find in the market! With such good service, I didn't have to speak to 7 different bankers in order to get a simple loan done - saving me a ton of time and effort. Definitely recommend to anyone who has bought a property recently and needs a loan or is looking to refinance their current loans!

Royston Chow ★★★★★
5 years ago

Was looking around for the best deal to refinance my home and I came across Smart Mortgage. Left my contact details and Nicky contacted within a day. Glad that he is able to source the lowest interest rate without any hassle of me comparing with all the banks one by one. Would highly recommend!!

Joe Huang ★★★★★
5 years ago

they conducted themselves in a very professional and precise manner. listed out all my available options and recommending the best solution based on my needs and requirements. responsiveness was always very prompt.

Ho Jiaju ★★★★★
5 years ago

Consultant assigned is knowledgeable and informative on mortgage solutions. Very prompt with responses as well.

✍️ Write a Review on Google

Smart Mortgage vs other providers in Singapore

Side-by-side with the next three highest-rated mortgage brokers providers on KakiList, so you can see how Smart Mortgage stacks up at a glance.

Provider Google Rating Reviews Years Verified
Smart Mortgage (this page) ⭐ 5.0 4 — —
LoanCompareSG ⭐ 5.0 11003 — ✓
Unicorn Financial Solutions Pte Limited ⭐ 5.0 1244 — ✓
Infinity Financial Advisory Pte. Ltd. ⭐ 5.0 1019 — ✓

Frequently Asked Questions

How do I contact Smart Mortgage?›

The fastest way to reach Smart Mortgage is via WhatsApp — tap the WhatsApp button on this page to message them directly. If a phone number is listed you can also call. Most enquiries get a reply within a few hours during business days.

Which areas in Singapore does Smart Mortgage serve?›

Smart Mortgage provides islandwide coverage, which means they accept jobs across all regions of Singapore — HDB, condo, and landed properties included. Always confirm travel charges upfront if your location is far from their usual base.

How much does Smart Mortgage charge?›

Pricing depends on the scope of the job, property type, and urgency. Smart Mortgage will quote after understanding what's needed — usually via a short WhatsApp or phone conversation. Always ask whether the quote includes materials, transport, and GST so you can compare providers on equal terms.

How do I know Smart Mortgage is trustworthy?›

Before booking, check any Google reviews on this page, ask Smart Mortgage for examples of past work in your area, and confirm the quoted price in writing (WhatsApp messages count). For larger jobs, always request an itemised quote before any work starts.

How quickly can Smart Mortgage start a job?›

Most providers listed on KakiList reply within a few hours on business days. For urgent jobs (burst pipe, lockout, aircon failure), mention that in your first WhatsApp message so Smart Mortgage can prioritise the slot. Non-urgent bookings typically start within 2–5 days depending on current schedule.

Alternatives to Smart Mortgage in Singapore

If Smart Mortgage isn't the right fit, these are other mortgage brokers providers on KakiList worth shortlisting. All are independently listed — no affiliate fees, no "featured" sponsorships.

LoanCompareSG ✓
Mortgage Brokers
⭐ 5.0 (11003 reviews)
📍 Islandwide
Unicorn Financial Solutions Pte Limited ✓
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⭐ 5.0 (1244 reviews)
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Infinity Financial Advisory Pte. Ltd. ✓
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Dollarback Mortgage ✓
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TRUSTIFY ✓
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⭐ 5.0 (269 reviews)
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Ace Mortgage Advisory ✓
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